Forms and Disclosures Loan Rates Savings Rates Certificate Rates Service Fees
| SERVICE FEES | |
| Transfer of funds to cover overdrafts | $ 5.00 |
| Dormant Account Fee | $ 5.00 per month, after 12 months of inactivity |
| Replacement Debit Card | $10.00 |
| Loan Application Fee (as of 9/2/14) | $15.00 (except Share Secured) |
| Loan Cosigner Application Fee (as of 9/2/14) | $15.00 for any cosigner submitted |
| Account Research or Reconciliation Fee | $50.00 per hour ($25.00 minimum) |
| Returned Share Draft or ACH item | $30.00 |
| Copy of Share Draft or Teller Check | $ 3.00 |
| Returned Deposit Item | $25.00 |
| Copy of Statement (not eStatement) | $ 5.00 |
| Unscheduled Club Withdrawal | $15.00 |
| Stop Payment (Teller Check) | $20.00 |
| Stop Payment (Member Share Draft) | $15.00 |
| Money Order Fee | $2.00 |
| Pre-Approved Car Loan Application Fee | $20.00 |
| Late Loan Payment Fee (for new loans issued beginning May 1, 2021) | $15.00 after payment is 5 business days late |
| Wire Transfer | |
| domestic | $25.00 |
| international | $39.00 |
| wiring instructions can be found on the "Services" page | |
| Debit Card Limits(per day) | |
| 10 transactions max, to a limit of: | |
| $520 in cash withdrawals(including ATM fees) | |
| $2,000 total Visa purchases | |
| Box of checks for Share Draft (checking) account | approx. $20.00 each box |
| Minimum balance for Share Draft: $100.00 | Minimum balance for Shares: $25.00 |
Medisys EFCU was chartered in...
Main Branch:
Jamaica Hospital
Branch locations: Flushing Hospital
View all of our services including savings, checking, and loans.
