2022 Early Closings
We will be closing at 3:45 pm on the following Wednesdays in 2022 for our monthly staff meeting. Please plan accordingly!
April 27
May 25 June 22
July 27 August 24
September 28 October 26
November 16 December 28
Forms and Disclosures Loan Rates Savings Rates Certificate Rates Service Fees
Effective as of: May 1, 2021
| SERVICE FEES | |
| Transfer of funds to cover overdrafts | $ 5.00 |
| Dormant Account Fee | $ 5.00 per month, after 12 months of inactivity |
| Replacement Debit Card | $10.00 |
| Loan Application Fee (as of 9/2/14) | $15.00 (except Share Secured) |
| Loan Cosigner Application Fee (as of 9/2/14) | $15.00 for any cosigner submitted |
| Account Research or Reconciliation Fee | $50.00 per hour ($25.00 minimum) |
| Returned Share Draft or ACH item | $30.00 |
| Copy of Share Draft or Teller Check | $ 3.00 |
| Returned Deposit Item | $25.00 |
| Copy of Statement (not eStatement) | $ 5.00 |
| Unscheduled Club Withdrawal | $15.00 |
| Stop Payment (Teller Check) | $20.00 |
| Stop Payment (Member Share Draft) | $15.00 |
| Money Order Fee | $2.00 |
| Pre-Approved Car Loan Application Fee | $20.00 |
| Late Loan Payment Fee (for new loans issued beginning May 1, 2021) | $15.00 after payment is 5 business days late |
| Wire Transfer | |
| domestic | $25.00 |
| international | $39.00 |
| wiring instructions can be found on the "Services" page | |
| Debit Card Limits(per day) | |
| 10 transactions max, to a limit of: | |
| $520 in cash withdrawals(including ATM fees) | |
| $2,000 total Visa purchases | |
| Box of checks for Share Draft (checking) account | approx. $20.00 each box |
| Minimum balance for Share Draft: $100.00 | Minimum balance for Shares: $25.00 |
Our History
Medisys EFCU was chartered in...
Locations
Main Branch:
Jamaica Hospital
Branch locations: Flushing Hospital
Rates & Fees
Services
View all of our services including savings, checking, and loans.
