8900 Van Wyck Expressway
Jamaica, NY 11418
Phone: (718)206-8216

E- mail us Anytime

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Forms and Disclosures Loan Rates Savings Rates Certificate Rates Service Fees

Effective as of: May 1, 2021
Transfer of funds to cover overdrafts$ 5.00
Dormant Account Fee$ 5.00 per month, after 12 months of inactivity
Replacement Debit Card$10.00
Loan Application Fee (as of 9/2/14)$15.00 (except Share Secured)
Loan Cosigner Application Fee (as of 9/2/14)$15.00 for any cosigner submitted
Account Research or Reconciliation Fee$50.00 per hour ($25.00 minimum)
Returned Share Draft or ACH item$30.00
Copy of Share Draft or Teller Check$ 3.00
Returned Deposit Item$25.00
Copy of Statement (not eStatement)$ 5.00
Unscheduled Club Withdrawal$15.00
Stop Payment (Teller Check)$20.00
Stop Payment (Member Share Draft)$15.00
Money Order Fee$2.00
Pre-Approved Car Loan Application Fee$20.00
Late Loan Payment Fee (for new loans issued beginning May 1, 2021)$15.00 after payment is 5 business days late
Wire Transfer
wiring instructions can be found on the "Services" page
Debit Card Limits(per day)
10 transactions max, to a limit of:
$520 in cash withdrawals(including ATM fees)
$2,000 total Visa purchases
Box of checks for Share Draft (checking) accountapprox. $20.00 each box
Minimum balance for Share Draft: $100.00Minimum balance for Shares: $25.00

Our History

Medisys EFCU was chartered in...


Main Branch:
    Jamaica Hospital

Branch locations:     Flushing Hospital

What's New

9/3/22: System Conversion Completed

We have completed our system conversion!

Virtual Branch users may access our new version of VB by going through the "Enter Here" area on our website.  Please delete any bookmark you may have had previously and bookmark the new VB. Please note that history information prior to September 2 will not be available.  eStatements from previous months are no longer accessible in Virtual Branch.


You can also go directly to VB: https://medisysefcu-dn.financial-net.com/web/

Please use your existing login credentials and read and accept the Terms and Conditions in order to access your account.

We will be closed on Monday, September 5th for Labor Day and open at 9:00am on Tuesday, September 6th.

2022 Early Closings

We will be closing at 3:45 pm on the following Wednesdays in 2022 for our monthly staff meeting.  Please plan accordingly!

September 28      October 26

November 16       December 28

Are You in the Market for a New Car? Get PRE-APPROVED for an Auto Loan!

We now offer auto loan pre-approvals for members looking to purchase a new or used auto from a new car dealer.  Why should you consider getting pre-approved?

 * The loan paperwork will be almost completely finished before you even start shopping.

*  You will improve your negotiating power by having your financing already set up.

*  You will know your maximum loan amount so that you don’t get yourself into a loan that you really cannot afford.

*  You will know what your bi-weekly payment will be before committing to buying a car.

Buying a new car is fun and exciting, but at the same time it can be stressful.  We want to help you feel more comfortable and confident when you walk into the car dealer and we believe that getting pre-approved is a big step in that direction.

Please speak with anyone on staff for more details, and to learn about rates and terms and conditions.

Medisys EFCU has joined the CO-OP Network!

What does this mean for our members?

You can now connect with 30,000 CO-OP ATMs across the country - all surcharge-free!

*Locations available in convenient retail locations and in all 50 states.

Just look for the red CO-OP logo:

CO-OP ATM Debit/Credit Card Logo

Find ATMs near you in these convenient ways:

* Visit CO-OPatm.org

* Download the CO-OP mobile app

* Text your current address to 91989

* Call 1-888-748-3266



2022 Holiday Schedule

We will be closed in observance of the following holidays in 2022.

Please plan accordingly!

Monday, September 5:    LABOR DAY

Thursday, November 24 and Friday, November 25*: THANKSGIVING

   *Electronic transactions, including payroll deductions, direct deposit, ACH transactions and share drafts will continue to post normally on Friday, November 25.

Monday, December 26:   CHRISTMAS

9/23/2021: Flushing Hospital branch office now closed until further notice

Due to the recent fire in the building our branch office is in at Flushing Hospital, our office there will be closed until further notice.    We will open our office as soon as we can and will update this notice once we know when that will be.

Please consider using the many forms of electronic banking we offer: Virtual Branch online banking, our checking account with optional Visa debit card, our mobile app, bill pay, PopMoney, and eSign.  With our debit card, you can access the funds in your checking account surcharge-free at Co-Op Network ATM machines.  Note: Many of these services work only with our checking account, so if you don't have it yet and would like to open one and order a debit card, we can help you remotely. 

Please call us at 718-206-8216 or email us at Info@MedisysEFCU.org if you have questions or would like more information.

We apologize for any inconvenience and look forward to seeing you back in FHMC in November.

New PIN selection process and phone number

Great news!  We now have a new telephone number for debit card holders to use to be able to change their PIN.  Members can use 1-800-992-3808 to call Card Self Service 24 hours a day, 7 days a week.

New card holders will use this number to both activate their new card and select a PIN.

Existing card holders will use this number to change their PIN number. 

We will no longer be sending PIN mailers or using reference numbers to change the PIN.


Visa Purchase Alerts

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!

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