8900 Van Wyck Expressway
Jamaica, NY 11418
Phone: (718)206-8216

E- mail us Anytime

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Forms and Disclosures Loan Rates Savings Rates Certificate Rates Service Fees

Effective as of: 8/24/2020
Share Secured: 4.00%
Personal Loans
As of 9/2/2014, there will be a $15 loan application fee charged. Also, $15 will be charged for any cosigners submitted
If your credit score is*:Your loan rate (APR) will be:
750 and over7.00%
Between 725 and 7499.00%
Between 700 and 72410.00%
Between 675 and 69913.00%
Between 650 and 67414.00%
Below 65015.00%
*we use Trans Union for all our credit reporting needs
New Automobile Loans
If your credit score is*:Your loan rate (APR) will be:
725 and over1.90%
Between 700 - 7242.90%
Between 675 - 6994.90%
Between 650 and 6745.90%
Between 625 and 6497.00%
Between 600 - 62411.50%
Below 60015.00%
*we use Trans Union for all our credit reporting needs
Used Automobile Loans
If your credit score is*:Your loan rate (APR) will be:
680 and over5.50%
Between 650 and 6797.90%
Between 625 and 6499.90%
Between 600 and 62413.90%
Below 60015.00%
*we use Trans Union for all our credit reporting needs
QuickLoan
18% - please call for loan terms and conditions before applying


Our History

Medisys EFCU was chartered in...

Locations

Main Branch:
    Jamaica Hospital

Branch locations:     Flushing Hospital

What's New

7/13/2021: Flushing Hospital branch office closed until September 2, 2021

Due to the recent fire in the building our branch office is in at Flushing Hospital, our office there will be closed for the months of July and August 2021.  We plan to reopen on Thursday, September 2nd at 9:00 am.

Please consider using the many forms of electronic banking we offer: Virtual Branch online banking, our checking account with optional Visa debit card, our mobile app, bill pay, PopMoney, and eSign.  With our debit card, you can access the funds in your checking account surcharge-free at Co-Op Network ATM machines.  Note: Many of these services work only with our checking account, so if you don't have it yet and would like to open one and order a debit card, we can help you remotely. 

Please call us at 718-206-8216 or email us at Info@MedisysEFCU.org if you have questions or would like more information.

We apologize for any inconvenience and look forward to seeing you back in FHMC in September.

Medisys EFCU has joined the CO-OP Network!

What does this mean for our members?

You can now connect with 30,000 CO-OP ATMs across the country - all surcharge-free!

*Locations available in convenient retail locations and in all 50 states.

Just look for the red CO-OP logo:

CO-OP ATM Debit/Credit Card Logo

Find ATMs near you in these convenient ways:

* Visit CO-OPatm.org

* Download the CO-OP mobile app

* Text your current address to 91989

* Call 1-888-748-3266

 

 

2021 Early Closing Dates

We will be closing at 3:45 pm on the following Wednesdays in 2021 so that we may have our staff meeting:

July 28

August 25             September 22

October 27           November 17

December 22

Please plan accordingly!

New PIN selection process and phone number

Great news!  We now have a new telephone number for debit card holders to use to be able to change their PIN.  Members can use 1-800-757-9848 to call Card Self Service 24 hours a day, 7 days a week. *As of June 23, 2021, this number will change to 1-800-992-3808 as we are making enhancements to our debit card system.

New card holders will use this number to both activate their new card and select a PIN.

Existing card holders will use this number to change their PIN number. 

We will no longer be sending PIN mailers or using reference numbers to change the PIN.

 

Are You in the Market for a New Car? Get PRE-APPROVED for an Auto Loan!

We now offer auto loan pre-approvals for members looking to purchase a new or used auto from a new car dealer.  Why should you consider getting pre-approved?

 * The loan paperwork will be almost completely finished before you even start shopping.

*  You will improve your negotiating power by having your financing already set up.

*  You will know your maximum loan amount so that you don’t get yourself into a loan that you really cannot afford.

*  You will know what your bi-weekly payment will be before committing to buying a car.

Buying a new car is fun and exciting, but at the same time it can be stressful.  We want to help you feel more comfortable and confident when you walk into the car dealer and we believe that getting pre-approved is a big step in that direction.

Please speak with anyone on staff for more details, and to learn about rates and terms and conditions.

Visa Purchase Alerts

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!

SonyPlaystation and GoogleMarketplace Blocked from all debit cards
Due to increasing losses associated with these two vendors, we have blocked them from all debit cards. If you have your Medisys EFCU debit card number stored with either of these vendors, you will need to use a different credit or debit card to continue using their services. We apologize for any inconvenience.






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