8900 Van Wyck Expressway
Jamaica, NY 11418
Phone: (718)206-8216

E- mail us Anytime

app store icon play store icon

Forms and Disclosures Loan Rates Savings Rates Certificate Rates Service Fees

Effective as of: 02/16/2023
Regular Share (Savings) - $25 minimum balance required for membership
0.12% APY
 
Holiday Club and Vacation Club - No minimum balance
0.50% APY
Holiday and Vacation Club withdrawals are subject to an early withdrawal fee. Please see fee disclosures.
Share Draft (Checking) - $100 minimum balance required
0.00%


Our History

Medisys EFCU was chartered in...

Locations

Main Branch:
    Jamaica Hospital

Branch locations:     Flushing Hospital

What's New

Skip A Monthly Loan Payment

 

SKIP A MONTHLY LOAN PAYMENT 

You may SKIP A MONTHLY LOAN PAYMENT once during the months of June, July, or August 2023. If you have more than one qualifying loan you may request to SKIP-A-PAY on each loan. To skip your payment: 

· Complete the SKIP-A-PAY agreement (contact us to receive the Esign agreement or stop by the credit union to fill out the form). Both the primary member and co-signer must sign the form (if applicable).

· There is a processing fee of $35.00 for each monthly loan payment you choose to skip.

· All requests must be received at least 15 days before your payment is due. All loans must be current and at least 3 months’ worth of on time payments.

· On qualifying loans, interest will continue to accrue during the waived payment period which will result in the term of the loan being extended.  

Which loans do not qualify?

· Accounts with a delinquent loan or negative deposit account balances.

· Loans open less than 3 months

· Any loans that have been modified or have had extensions

· Home Equity

· Share secured loans or CD secured loans

If you are not approved for a SKIP-A-PAY, you will be notified in writing. 

Call us at 718-206-8216, email us at Info@MedisysEFCU.org, or stop by our office on the 2nd floor of the Axel Bldg at JHMC for more information or to request the agreement.

3/16: Great news! Family members now eligible to join Medisys EFCU!

Family members of Medisys EFCU members are now eligible to join. 

Any spouse, child, brother, sister, parent or grandparent living in the same household as the current member can join us and take advantage of all the products and services we have to offer!  Youth accounts now available.

Call us at 718-206-8216 or email us at Info@MedisysEFCU.org for more information.   

 

3/14/23: Mobile Card Management is here!!

Great News!!

Medisys EFCU members using our Visa Debit Card are just a few taps away from the new Mobile Card Management and Spend Tracking features now available in our mobile app!

Set transaction limits, view spending insights, receive fraud alerts, and more!

Add your card to the Apple Wallet, Google Wallet, or Samsung Wallet and make purchases directly from your mobile device!

From within the Medisys EFCU mobile app, simply tap on Cards to get started.

Have questions?  Need a debit card? Please email us at Info@MedisysEFCU.org or call us at 718-206-8216.

Please note: Members must be enrolled in Virtual Branch in order to use the Medisys EFCU mobile app.  Members must have a Share Draft (checking) account in order to use our Visa Debit Card. The app can be downloaded to your mobile device from the Apple App Store and Google Play.

PopMoney to be retired June 30, 2023

PopMoney, our person-to-person funds transfer system, will be retired on June 30th.  At this time, we are not planning to replace it.

There are many options available in the market for you to choose from that could be a suitable replacement service for you.  Some well-known apps we have seen members using include Venmo, CashApp and PayPal.  Please note:  Medisys EFCU does not endorse or promote any of these alternatives, and we recommend that you research a P2P vendor thoroughly before deciding which one you would like to use.

A WORD OF CAUTION:  Consumers should only use a person-to-person payment system to transfer funds to and from friends and family.  Using these systems to pay people you don't know could expose you to fraudulent activity.  

Updated 4/25/23:   2023 Early Closing Dates

The credit union will be closing at 3:30 pm on the following Wednesdays in 2023 (except where noted):   

April 26 - closing at 3:15 pm

May 24                 

Tuesday, June 27

July 26               

August 23

September 27     

October 18

November 15       

December 27

Please plan accordingly!!

2023 Holiday Schedule

We will be closed in observance of the following holidays in 2023.

Please plan accordingly!

Monday, May 29:  MEMORIAL DAY

Monday, June 19:  JUNETEENTH

Tuesday, July 4:  INDEPENDENCE DAY

Monday, September 4:  LABOR DAY

Thursday, November 23 and Friday, November 24:  THANKSGIVING

Monday, December 25:  CHRISTMAS

 

Please use Virtual Branch online banking to access and manage your account.

Are You in the Market for a New Car? Get PRE-APPROVED for an Auto Loan!

We now offer auto loan pre-approvals for members looking to purchase a new or used auto from a new car dealer.  Why should you consider getting pre-approved?

 * The loan paperwork will be almost completely finished before you even start shopping.

*  You will improve your negotiating power by having your financing already set up.

*  You will know your maximum loan amount so that you don’t get yourself into a loan that you really cannot afford.

*  You will know what your bi-weekly payment will be before committing to buying a car.

Buying a new car is fun and exciting, but at the same time it can be stressful.  We want to help you feel more comfortable and confident when you walk into the car dealer and we believe that getting pre-approved is a big step in that direction.

Please speak with anyone on staff for more details, and to learn about rates and terms and conditions.

Medisys EFCU has joined the CO-OP Network!

What does this mean for our members?

You can now connect with 30,000 CO-OP ATMs across the country - all surcharge-free!

*Locations available in convenient retail locations and in all 50 states.

Just look for the red CO-OP logo:

CO-OP ATM Debit/Credit Card Logo

Find ATMs near you in these convenient ways:

* Visit CO-OPatm.org

* Download the CO-OP mobile app

* Text your current address to 91989

* Call 1-888-748-3266

 

 

9/23/2021: Flushing Hospital branch office now closed until further notice

Due to the recent fire in the building our branch office is in at Flushing Hospital, our office there will be closed until further notice.    We will open our office as soon as we can and will update this notice once we know when that will be.

Please consider using the many forms of electronic banking we offer: Virtual Branch online banking, our checking account with optional Visa debit card, our mobile app, bill pay, PopMoney, and eSign.  With our debit card, you can access the funds in your checking account surcharge-free at Co-Op Network ATM machines.  Note: Many of these services work only with our checking account, so if you don't have it yet and would like to open one and order a debit card, we can help you remotely. 

Please call us at 718-206-8216 or email us at Info@MedisysEFCU.org if you have questions or would like more information.

We apologize for any inconvenience and look forward to seeing you back in FHMC in November.

New PIN selection process and phone number

Great news!  We now have a new telephone number for debit card holders to use to be able to change their PIN.  Members can use 1-800-992-3808 to call Card Self Service 24 hours a day, 7 days a week.

New card holders will use this number to both activate their new card and select a PIN.

Existing card holders will use this number to change their PIN number. 

We will no longer be sending PIN mailers or using reference numbers to change the PIN.

 

Visa Purchase Alerts

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!







Privacy Notice
Bylaws