We will be closed in observance of the following holidays in 2022.

Please plan accordingly!

Thursday, November 24 and Friday, November 25*: THANKSGIVING

   *Electronic transactions, including payroll deductions, direct deposit, ACH transactions and share drafts will continue to post normally on Friday, November 25.

Monday, December 26:   CHRISTMAS

Loan details:

• Members can apply for any amount from $2,500 to $4,000
• Repayment term from 6 months (13 biweekly payments) to 12 months (26 biweekly payments)
• Interest rate is fixed at 13% for all borrowers
• Members may have this loan in addition to other loans they already have, but only one Holiday Loan per member*
• There is no Skip Payment feature to this loan
• A credit report will be run for you (and your cosigner, if needed) and this loan will be reported to TransUnion each month
• There is a $15 application fee

*If you are still paying a Skip-a-Pay loan from last year, you must finish that loan before you can apply for this loan special.

All other lending policy guidelines, terms and conditions apply (ie: lending limits, debt to income ratio limits, rules pertaining to garnishments, length of membership, etc.)

We can do this loan for you via eSign - you don't need to come into the office! Please email us at Info@MedisysEFCU.org or call 718-206-8216 for more information.

We will be closing at 3:45 pm on the following Wednesdays in 2022 for our monthly staff meeting.  Please plan accordingly!

November 16       December 28

We now offer auto loan pre-approvals for members looking to purchase a new or used auto from a new car dealer.  Why should you consider getting pre-approved?

 * The loan paperwork will be almost completely finished before you even start shopping.

*  You will improve your negotiating power by having your financing already set up.

*  You will know your maximum loan amount so that you don’t get yourself into a loan that you really cannot afford.

*  You will know what your bi-weekly payment will be before committing to buying a car.

Buying a new car is fun and exciting, but at the same time it can be stressful.  We want to help you feel more comfortable and confident when you walk into the car dealer and we believe that getting pre-approved is a big step in that direction.

Please speak with anyone on staff for more details, and to learn about rates and terms and conditions.

What does this mean for our members?

You can now connect with 30,000 CO-OP ATMs across the country - all surcharge-free!

*Locations available in convenient retail locations and in all 50 states.

Just look for the red CO-OP logo:

Find ATMs near you in these convenient ways:

* Visit CO-OPatm.org

* Download the CO-OP mobile app

* Text your current address to 91989

* Call 1-888-748-3266

Due to the recent fire in the building our branch office is in at Flushing Hospital, our office there will be closed until further notice.    We will open our office as soon as we can and will update this notice once we know when that will be.

Please consider using the many forms of electronic banking we offer: Virtual Branch online banking, our checking account with optional Visa debit card, our mobile app, bill pay, PopMoney, and eSign.  With our debit card, you can access the funds in your checking account surcharge-free at Co-Op Network ATM machines.  Note: Many of these services work only with our checking account, so if you don't have it yet and would like to open one and order a debit card, we can help you remotely. 

Please call us at 718-206-8216 or email us at Info@MedisysEFCU.org if you have questions or would like more information.

We apologize for any inconvenience and look forward to seeing you back in FHMC in November.

Great news!  We now have a new telephone number for debit card holders to use to be able to change their PIN.  Members can use 1-800-992-3808 to call Card Self Service 24 hours a day, 7 days a week.

New card holders will use this number to both activate their new card and select a PIN.

Existing card holders will use this number to change their PIN number. 

We will no longer be sending PIN mailers or using reference numbers to change the PIN.

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!