Summer 2025 Auto Loans Special Rates

Until August 22nd, 2025 ONLY! members can take advantage of special lower rates on both new and used auto loans!

      

Up to 36 months term - special rates start at 3.99% A.PR.

37 – 48 months term - special rates start at 4.49% A.P.R.

49 – 60 months term - special rates start at 4.99% A.P.R.

61 - 72 months term* - special rates start at 6.49% A.P.R.

73 - 84 months term** - special rates start at 6.99% A.P.R.

 

Applicants may not qualify for these exact rates. Terms and conditions apply.

* Model year must be 2023 or newer with miles not exceeding 80K and loan amount over 20K.

** Model year must be 2024 or newer with miles not exceeding 60K and loan amount over 30K.

 

A.P.R (Annual Percentage Rate)

Even better:

Hybrid / Electric cars receive an additional 0.25% discount on the loan special rates! Wow!!

 

Don’t forget:

·         If you are thinking about buying or refinancing a car this spring, you can apply for the loan to get pre-approved and then start shopping for your car!

·         If you are approved, you will know how much you can borrow, what your interest rate will be and what your payments will be before you even step foot in a dealership.

·         Getting Pre-Approved is the best way to stay within your budget!

 

Need more information?

Call us at 718-206-8216, stop by our office on the 2^nd Floor of the Axel Building at Jamaica Hospital, or email us at Info@MedisysEFCU.org for more information and an application.

 

We can help you either in person or remotely using eSign!

MEFCU is now offering Mortgage Loans!

For more information, please click   HERE

New products and services!

Great News!

Effective Monday February 5, 2024, the Credit Union will be open on Mondays from 7:30 AM to 4:30 PM.

From Tuesday to Friday, the opening hours remain the same from 9:00 AM to 4:30 PM

____________________________________________________________________________

Now offering Money Market Accounts!

Do you want to earn higher interest rates than from your savings accounts while still maintaining liquidity?

A Money Market account could be right for you.

Beginning February 1st, 2024, your credit union will offer Money Market Accounts.

 

See our "rates" page for more information.

 

3/14/23: Mobile Card Management is here!!

Great News!!

Medisys EFCU members using our Visa Debit Card are just a few taps away from the new Mobile Card Management and Spend Tracking features now available in our mobile app!

Set transaction limits, view spending insights, receive fraud alerts, and more!

Add your card to the Apple Wallet, Google Wallet, or Samsung Wallet and make purchases directly from your mobile device!

From within the Medisys EFCU mobile app, simply tap on Cards to get started.

Have questions?  Need a debit card? Please email us at Info@MedisysEFCU.org or call us at 718-206-8216.

Please note: Members must be enrolled in Virtual Branch in order to use the Medisys EFCU mobile app.  Members must have a Share Draft (checking) account in order to use our Visa Debit Card. The app can be downloaded to your mobile device from the Apple App Store and Google Play.

Medisys EFCU has joined the CO-OP Network!

What does this mean for our members?

You can now connect with 30,000 CO-OP ATMs across the country - all surcharge-free!

*Locations available in convenient retail locations and in all 50 states.

Just look for the red CO-OP logo:

Find ATMs near you in these convenient ways:

* Visit CO-OPatm.org

* Download the CO-OP mobile app

* Text your current address to 91989

* Call 1-888-748-3266

 

 

New PIN selection process and phone number

Great news!  We now have a new telephone number for debit card holders to use to be able to change their PIN.  Members can use 1-800-992-3808 to call Card Self Service 24 hours a day, 7 days a week.

New card holders will use this number to both activate their new card and select a PIN.

Existing card holders will use this number to change their PIN number. 

We will no longer be sending PIN mailers or using reference numbers to change the PIN.

 

Visa Purchase Alerts

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!